If you are in the Lower mainland/Vancouver Island area currently Aug 2018, would love to get together for coffee and chat about your experiences Cheers! However, should you decide to get separate, independent visas, then you’ll need to show proof that you are both making at least $800 USDs each. Because Ecuador’s constitution guarantees foreign residents the same rights as its citizens, retirees 65 years and older can also save on things like taxes and healthcare. If you have a guaranteed pension check of at least $800 a month coming in than you can get your 10-I retirement resident visa. In order to get an Ecuador tourist visa, it is necessary to submit copy of recent HIV result certificate obtained within the last three months. Because other factor’s contribute to a country’s living conditions, potential Ecuador expatriates should also consider the country from a holistic standpoint. The retirement visa is issued for two years. This depends on the caseloads, whether or not you need to submit any extra documents and the Ecuadorian holidays. The country’s adoption of the U.S. dollar, along with its low cost of living, also affords expatriates many other benefits. Ecuador regularly shows up on those “Best Places to Retire Abroad” lists. Ecuador’s varied regions offer a wealth of climate and lifestyle options. The cost factor of retirement is important, but it’s also advisable to pay attention to a country’s political climate. The most popular permanent resident visa is the Foreign Pension Visa (9-I). Expats who want the … Income requirements for a Non Lucrative Visa are a relatively low ~$30,453/€25,816 annually, plus ~$7,613/€6,454 per each additional family member. You are required to demonstrate permanent income from a source outside of Ecuador of at least $800 per month. A place for your visa experiences and more. Pensioner Visa (Pensionado): In Ecuador, a pensioner visa requires the applicant to show that they have a steady income from a guaranteed source that is sable and reliable, such as from Social Security or from a city/state or corporate pension. Retirees generally apply for a Pensioner Visa in Ecuador (a.k.a. But for this, you need to show extra income, which would be $100 per dependant. The following documents must be apostilled in the country where they were issued. They can be issued for up to two years at a time, and can be renewed before they expire. ALERT: Click here to join the Facebook group for more discussions on visas, borders and COVID travel. So you’ll want to keep this in mind when determining how to budget your Social Security benefit. Karla. You can do almost everything that a citizen can do. Hey, Karla! But if you follow all the steps, you can easily do it without involving an attorney. The minimum income requirement to qualify for Ecuador's pensionado visa was recently lowered to one month's minimum wage, which is around $400. As Ecuador is a Spanish-speaking country, you need to get the following documents translated to Spanish and notarized. You will need a passport valid for at least 6 months following … WHY YOU NEED A VISA EXPERT Ecuador is a colorful and exciting destination and consistently voted one of the best places for expats to retire. But Ecuador also offers coastal cities with lower altitude than its more mountainous areas. The minimum monthly pension accepted for this visa is 800 USDs. The time to process Ecuador retirement visa can take any time from 2 weeks to 3 months. There is, as always, a lot of information available on the … If you plan to … Ask our Retirement expert. Retired people who wish to visit Ecuador for tourism-related activities can submit proof of retirement funds. The country’s native language is Spanish, so it could be challenging to adapt to such an environment if you aren’t fluent. Apply Online. … Compare the Top 3 Financial Advisors For You, It’s never too early to start saving for retirement. While moving to a different country can be extremely exciting, it doesn’t come without residency policies. Although there have been instances in the past where expats have been able to get a retirement visa without a federal background check, you should not take chances with this. The background check to verify that you have a clean criminal record is mandatory document. However, the cost of using the country’s public health insurance will be significantly lower than that of using private health care. Retirees considering settling in Ecuador can generally do so on less than $20,000 per year. Ecuador Tourist Visa Extension If you want to stay in Ecuador for longer than 90 days, you can extend your stay in a Migraciones office of Ecuador, in a city that has a regional city center. It’s called the ‘Visitante Temporal’ or VT visa. This is because translators charge by the page. Once you file it doesn’t matter that your 90 days expired as long as you do not leave the country. You’ll want to pay close attention to your country’s visa mandates before you move. Keep in mind that they are in Spanish. We have a few yrs before that happens so just in the planning research stage. All the new Ecuadorian visas are electronic, and no longer go in your passport. The minimum income requirement to qualify for Ecuador's pensionado visa was recently lowered to one month's minimum wage, which is around $400. All residents, regardless of income, have access to Ecuador’s public health insurance. Overview. Retirees are turning to other countries that offer low-cost retirement options. Coronavirus coverage in travel insurance, Activities Allowed for Holders of Ecuador Retirement Visa. With ideal weather conditions and favorable economic circumstances, an Ecuadorian retirement could be right for you. You’ll want to consider factors like Ecuador’s form of government, its crime statistics and its living conditions. By getting your Ecuador retirement visa, you can join the country’s public health insurance program. Have a question? A $66 monthly fee will entitle you to … I was at the Immigration office in Guayaquil and the director let me take the requirements packet and copy the requirements for the various visas. All Rights Are Reserved! Living in Ecuador. Is the Retirement Visa Electronic or a Sticker Visa? 1) $1700 for any Adult individual “Primary Applicant” (this INCLUDES all Ecuadorian Government Visa Fees) – $1500 for any Adult Dependent over 18 years of age (this again INCLUDES all Ecuadorian Government Visa Fees) – $750 for any Minor Child below 18 years of age (this once again INCLUDES all Ecuadorian Government Visa Fees) –– This pricing is 100% Totally … Citizens of Ecuador who wish to visit Thailand are required for a visa, either travelling by air or by land border. Background check from all the countries where you lived for more than 5 years. There is a minimum income requirement of $800 a month for a pensioner visa, plus $100 per familial dependent moving to Ecuador … For instance, Ecuador offers retirees tax exemptions on certain utility and municipal taxes. the original social security letter of income or pensions benefit letter, that has been apostilled, two notarized color copies of our passport. In addition to certain tax exemptions, you’ll also receive reductions on other taxes. Jim Barnash is a Certified Financial Planner with more than four decades of experience. When all your documents are ready, you can file for the visa. Below, we explore some of the most popular cities for expatriates in Ecuador. Ecuador Temporary Resident Visa The temporary resident visa for Ecuador is a type of long-stay visa. We estimate that there are 1,500 British nationals living in Ecuador, most of them in Quito, Guayaquil, Cuenca and Galapagos Islands. With the long list of retirement savings plans, it can be difficult to pinpoint exactly what your post-employment fund will look like. Investor Visa. In fact, the earlier you begin, the more money you’ll have to enjoy life after employment. You might also be able to qualify for residency through the country's investor visa program, which requires an investment of at least $40,000 in either real estate or a local bank certificate of deposit. Ecuador is a developing country with a low cost of living. In case you will be working remotely, they also have remote health insurance. Getting a travel health insurance from Safety Wing, an international provider is a great idea, which also covers Covid-19. With its low cost of living, favorable weather conditions and free public insurance, the country could be right for you. Yes, as long as one of you fulfills the criteria for the Ecuador pensioner visa, the others can come as dependants. Living in Abbotsford BC currently but seriously looking at Ecuador for retirement. Ecuador is just one of the many countries that offer economically competitive conditions for U.S. retirees. Ecuador immigration recognizes it as valid guaranteed for life. In 2017, it increased 7 percent. You can convert your temporary retirement visa to a permanent residency visa if you have already had a two year temporary visa. Get your travel health insurance through Safety Wing now! The minimum monthly salary in Colombia increases each year. Your final cost will depend on how many documents you have and how many pages each one consists of. How Much Do I Need to Save for Retirement? What are the Ecuador Retirement Visa Requirements? Up-to-date information on visas, and visa experiences from travelers, expats and immigrants. It must be a guaranteed income “for the remainder of your lifetime.” Examples are. Its proximity to the Andes Mountains and its range of historic sites and local restaurants have made it a popular destination for retirees. Other countries, on the other hand, roll out the welcome mat, offering many, even … Now, if … For pensioners, the country mandates a minimum pension or income of $800 a month, plus an additional $100 for each dependent. Located roughly 8,200 feet above sea level, Cuenca has a population of more than 400,000. The country offers a variety of mountainous and coastal towns, so you’ll have a range of options. How to retire in Ecuador: learn about cost of living,traveling thecountry with public transport, Internet availability and the Ecuadorclimate. So you’ll want to keep this in mind when determining how to budget your Social Security benefit. Ecuador's infrastructure has improved significantly over the past decade. Ecuador has visa policies like any other country. Conditions such as typhoid fever, the Zika virus and malaria are all prevalent in Ecuador. Ecuador Retirement Visa Process – from an Expert. With rising retirement costs in the U.S., many Americans are looking for alternatives to living out the post-employment life they’d always dreamed of. A certificate of protocolization is a certificate issued by a consulate of Ecuador, certifying your guaranteed income. 1. In 2017, the minimum monthly salary in Colombia is 737,717 pesos. Many expats from the USA, UK, Canada, Australia, and European countries have used this visa to retire in Ecuador. Ecuador Expat Forum: Retirement Visa. This can be done by mail when you are in the United States or from Ecuador. 60-III: Pensioner: For expats with retirement income this is usually the preferred option since it requires no major capital investment. A letter for travel insurance that covers 90 days (what you can get upon entering) should be sufficient. So three times that is 2,213,151 pesos or only $753 at an exchange rate of 2,941 pesos to the USD. *US Dollar amounts using estimated exchange rate of 1 EUR to 1.18 USD. For instance, if you’re looking for an inland city with favorable living conditions, you may want to consider Cuenca. Photo credit: ©iStock.com/monkeybusinessimages, ©iStock.com/seb_ra, ©iStock.com/Milkos. This is in effect since 2019. Reply Link. The steps to apply an Ecuador retirement visa can seem a little overwhelming with all the apostilling, translation and notarization. … There are many providers to get travel health insurance. How to retire in Ecuador: from becoming a resident to enjoying Ecuador's culture and its high quality, low-cost health care. But just how much money can you save for retirement? There are 13 different visa options in Ecuador, but the vast majority of expats gain residence with a Pensioner’s visa. This consulate must be in the country from where your guaranteed income originates. Ecuador Visa, United Kingdom: Application, Requirements, Ecuadorian Visa Services by VisaHQ Ltd, London, UK. You’ll have many cities to consider while planning for retirement in Ecuador. The following are the main visa categories available and the Ecuador visa requirements : Type of Visa: Pensioner 9-I Main criteria: To demonstrate a lifetime monthly income of at least US$800.00 and an additional monthly US$100.00 per dependents like spouse and/or children. Where you settle ultimately depends on what you’re looking for. Altitude sickness can be common for those adjusting to new elevation levels. Ecuador also asks for a criminal record for everywhere you lived in for 5 years or more. invest in a property and earn rent ……..and more, A recognized retirement income from the military, railroad, or anything else. As per the Ecuadorian constitution, residents have the same rights as Ecuadorian citizens. The Visa Project . For retirees that have a pension, the retirement visa is ideal. This makes the point that these programs change. Cities like Manta and Bahia de Caraquez border the country and offer their own perks for residents. The government reportedly renews some visas for people that qualified un… The easy way to retire in Ecuador is to get your Retirement Visa in the US or Canada before you come to Ecuador. UK citizens needing an Ecuador visa for retirement can request a UK criminal report online. Retirement in Ecuador really just means you have a steady provable income. This type visa is the second most popular, and is one in which someone who does not have a Pension sufficient for a Pensioner visa, simply INVESTS money in any Ecuadorian Bank Account as their qualification for moving to Ecuador, OR who Invests in any Real Estate Property in Ecuador (or technically even in any actual Business in Ecuador – though that “sub … Bank of America® Travel Rewards Visa® Credit Card Review, Capital One® Quicksilver® Cash Rewards Credit Card Review, 7 Mistakes Everyone Makes When Hiring a Financial Advisor, 20 Questions to Tell If You're Ready to Retire, The Worst Way to Withdraw From Your Retirement Accounts. In addition, though Ecuador offers low-cost living conditions, it’s nonetheless a developing country with economic and cultural differences. Click here to join the Facebook group for more discussions on visas, borders and COVID travel. The immigration authorities have access to online visa records. Update to Ecuador’s 9-I Pensioners Visa (Visa de Rentista) “This is to inform our readers that the requirement for an Ecuadorian Consulate to certify retirement income is no longer in force. Jim has run his own advisory firm and taught courses on financial planning at DePaul University and William Rainey Harper Community College. COVID-19! While this could be advantageous for any retirees looking for an inexpensive place to settle, you should do thorough research before making the country your home. If you enter Ecuador via the border with … You can print out a copy and keep it with your passport- as simple as that. If you’re wondering how much of your pension or annuity income you’ll need, you’ll generally be able to survive on less than $1,200 to $1,400 per month. Marry an Ecuadorian—pretty strait forward: wedding bands lead to residency. Ecuador’s immigration laws were rewritten in late 2017. … Ecuador also gives retirees 50% off all public and private transportation, discounted electric and water bills, free local landline phone service and discounted tickets for cultural and sporting events. Social security letter of income or pension letter or the document that proves your guaranteed income for life. International Living named Ecuador its No. The Ecuador retirement visa or pensioner visa is by far the most common type of residency that expats apply for when moving to Ecuador. If not, then you can either petition to have it recognized, or try for another visa such as the Ecuador rentista visa or a professional visa for Ecuador. While the visa fees for the Ecuadorian retirement visa itself are $450 USDs, you also need to add in the expenditure for the notarizations, apostilles, translations, and notarizations of translations. Can I Get Permanent Residency for Ecuador with Retirement Visa? For countries under the Hague Treaty you can submit an apostilled social security letter or letter from retirement fund. It really isn’t about actually being retired. Forum for Expats Living in Ecuador on Expat Exchange. For example, if you have a social security income from the USA, you would need to get your income letter apostilled and then get it verified from a consulate of Ecuador in the United States. If anyone wants the requirements for the particular visas, let me know. Currently, Siam Legal visa services do not cover the local citizens and permanent residents of Ecuador. It is the preffered option for expats with retirement income. You can extend your visa for 90 days more. You need to compare it with the other two primary Residency Visas types; namely Investor Visa and Professional Visa. This will make finances and budgeting much smoother, since price conversions won’t be an issue. Ecuador has visa policies like any other country. This is what was formerly called the 9-I visa, but is now the 60-III. Ecuador offers a competitive retirement landscape for Americans looking for options abroad. For the Ecuador Investor Visa, you need to invest $40,000 + $500 for each dependent (as of 2020) in an Ecuadorian bank Certificate of Deposit (CD) for at least 2 years, the duration of your Ecuador Temporary Resident Visa. This document must be apostilled from where you got it, and then translated & notarized. However, if you’re more interested in coastal areas, you’ll also have a range of cities to choose from. SmartAsset’s. Prior to these changes, the minimum required income for the pensionado visa was $800. Anyone applying for an Ecuador retirement visa has to have health insurance, at least during the period when the visa is being applied. I have the requirements, for the 9-1 Visa (retirement), the 9-II (Investors Visa) If you are doing it by mail, you need to send the following documents to an Ecuador consulate in Washington DC or Houston or Miami or any other: Make sure that the cover letter lists what you have enclosed, your phone number/email, and do ask for a Certificate of Protocolization in that letter. For pensioners, the country mandates a minimum pension or income of $800 a month, plus an additional $100 for each dependent. Ecuador Retirement Visa Process is one of the key things that you will need to understand before you can put your plan of retiring in Ecuador into action. SmartAsset’s, If you’re looking for a more strategic approach to building your wealth over time, a financial advisor could be right for you. Understanding the various visa options available to you is an important part of making your ultimate where-to-retire-overseas decision. Copyright ©2021. In the Ecuador consulate in USA, they translate and certify all required retirement visa documents. Topic posted by DebbieH. And if you’d like to travel to other countries, Ecuador offers retirees 50% airfare reduction on international flights. Can You Bring Dependants to Ecuador with Pensioner Visa? That’s why it’s important to make sure you’ve received the proper vaccinations and medical treatment before moving. Some countries make it difficult for foreigners, including or even especially retirees, to take up full-time residence (New Zealand and Australia, for example). Please note that you must be in possession of the following if you wish to visit Thailand: A valid passport. So for example, $800 for main applicant + $100 for dependent = $900 total. The process to apostille these is different for every country. Exemption also extends to registration and notary fees. Ecuador Retirement Visa or Ecuador Pensionado Visa), in order to obtain their residency in the country. Since 2010, Maité Durán has helped thousands of clients obtain permanent residency from around the world. To qualify for a Colombia retirement visa, you must show that you have income of at least three times the minimum monthly salary in Colombia. It’s also wise to consider some of the country’s local health issues. The country also uses the U.S. dollar as its national currency, so you won’t have to worry about any exchange rates. How Long is Retirement Visa for Ecuador Issued? Below, we discuss the process of retiring in Ecuador. Yes Americans can retire in Ecuador. You’ll also have the option of private health care. But if you decide that Ecuador isn’t where you’d like to retire, you’ll also have other countries to consider for retirement. How Long Does it Take to Get Retirement Visa for Ecuador? It is a temporary residence visa that allows expats to settle in Ecuador for long-term and can be converted to a permanent residence visa as well. As with any country, however, Ecuador enforces its own pensioner visa policies, so you’ll want to make sure you’ve familiarized yourself with those before moving. It is considered the easiest of all immigration visas to obtain. Health, education and housing are also important, especially if you plan to bring dependents. Most expats gain residence in Ecuador with a Pensioner’s visa. Dave Aug 14, 2018, 7:57 pm. The Ecuador retirement visa or pensioner visa is by far the most common type of residency that expats apply for when moving to Ecuador. The online visa is sent by email to be printed out. Assuming a 4% Safe Withdrawal Rate (SWR), you can move to Spain with a retirement nest egg of roughly $722,125. You should also note that in Ecuador pensioners can qualify for a visa even if they’re younger than 65 years old. Here is a step by step guide on how to submit an Ecuador visa application. Disclaimer. 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