So that’s the First data Omaha, 4 tiered statement. Our new statement layout is easier to read with clearer, simplified information to help you manage your account: Merchant Statements Payment Solutions for Maximum Performance Around the world every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. SAS uses the value of the FIRST. Around the 4th of each month we will notify you via email when a new statement is ready to view. Real time First Data (FDC) Income Statement. There will be a cost of £3.50 +VAT per paper statement. Receive statements via post . eStatements With its eStatement system, First Data offers a solution for the call of credit card data via the internet. This organization is not BBB accredited. The following information was filed by First Data Corp (FDC) on Wednesday, February 6, 2019 as an 8K 2.02 statement, which is an earnings press release pertaining to results of operations and financial condition. Search for: CardPointe Related. © 2019 First Data Corporation. The BY statement applies only to the SET, MERGE, MODIFY, or UPDATE statement that precedes it in the DATA step, and only one BY statement can accompany each of these statements in a DATA step. First Data Mission statement. Read positive and negative remarks made by management in their entirety without having to find them in a 10-K/Q. Search This Website. POST /statements/v2/retrievePdfStatements In the navigation menu, select “Bills” and then “First Data”. The Mission section contains a free online catalogue illustrating the use of organizational mission statements in practice by organizations from around the world. Receive an e-mail as soon as a company files an Annual Report, Quarterly Report or has new 8-K corporate news. First Data also offers Electronic Benefits Transfer (EBT) processing, wireless transactions, purchasing/corporate cards, and more. Each month, First Data will issue a merchant statement outlining your card transaction fees and charges. First Data Acquires ayCash, a Leading Digital Merchant Network Services Provider in Germany - 03-21-2019. Credit Card Equipment in Atlanta, GA. See BBB rating, reviews, complaints, & more. This video will explain how to properly read your First Data statement. The output data set summarizes each patient's activities at the clinic, including his average weight loss and the duration of his treatment. If you need additional help reading or making sense of your merchant account statement, please click here to book a personal strategy call with one of our team members. This web site contains confidential and proprietary information of First Data Corporation. Each month, First Data will issue a merchant statement outlining your card transaction fees and charges. Net debt at March 31, 2019 decreased by $131 million … Total Cash Compensation information is comprised of yearly Base Pay and Bonuses. Please contact us if you would like to receive your merchant statements via post. First Data Merchant Services, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA; Deutsche Bank AG, New York, NY; and Compass Bank, Birmingham, AL. retrievePdfStatements. For advice on how to read your FDMS statement, a more detailed explanation on all fees and charges relating to your Paymentsense service, click. If you have trouble logging on, please contact your internal administrator for assistance.If you do not have an administrator or know who owns that role, please call the Response Center at 1 … First Data has merged with Fiserv to become one of the world's leading payments providers. Together we help businesses around the globe deliver fast, easy, localised payment services and solutions to millions of customers every second of every day. Whether you need new payment solutions for in-person or online transactions, integrated terminals, paycards, gift cards or a loyalty program, First Data can help with a single-source solution including one statement and one funding source for all your payment … Please contact us to request statements prior to December 2018. Extensive online knowledgebase 1. Our new statement layout is easier to read with clearer, simplified information to help you manage your account: Merchant Statements Payment Solutions for Maximum Performance Around the world every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. There will be a cost of £3.50 +VAT per paper statement. The temporary variables are created whenever you use a BY statement in a DATA step. For a more detailed explanation on all fees and charges click here. Tags shape the future, secure , innovative , leverage , leverage, profitability KPI in practice link Copyright © 2019 Paymentsense Ltd. All rights reserved. Whenever both BY and SET statements are used together, SAS automatically creates two variables, FIRST. For a more detailed explanation on all fees and charges relating to your Paymentsense service, click here. The Ascent is The Motley Fool's new personal finance brand devoted to helping you live a richer life. First Data Acquires Software Express, Brazil’s Leading EFT Solution Provider - 03-12-2019. These charges will be taken by direct debit on or around the 15th day of each month. Registered users can explore, bookmark and comment on hundreds of referenced online resources that contain examples of mission statements, used as management tools in actual business context. Fiserv, Inc. (NASDAQ: FISV) aspires to move money and information in a way that moves the world. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. Compare this 10-K Annual Report to its predecessor by reading our highlights to see what text and tables were  removed  ,   added    and   changed   by First Data Corp. FIRST DATA CORP income statements for executive base pay and bonus are filed yearly with the SEC in the edgar filing system. a more detailed explanation on all fees and charges click, Statements from December 2018 are available to view online. Please wait while we load the requested 10-K report or click the link below: https://last10k.com/sec-filings/report/883980/000088398019000009/a12312018new10-k.htm, First Data Corp provided additional information to their SEC Filing as exhibits, © 2012 – 2021 Last10K.com All Rights Reserved. Remove data columns and navigations in order to see much more filing content and tables in one view, Read both hidden opportunities and early signs of potential problems without having to find them in a 10-K/Q, Export Annual and Quarterly Reports to Adobe PDF, Microsoft Word and Excel for offline viewing, annotations and analysis, Get one-click access to balance sheets, income, operations and cash flow statements without having to find them in Annual and Quarterly Reports, Our Intrinsic Value calculator estimates what an entire company is worth using up to 10 years of financial ratios to determine if a stock is overvalued or not, Our Financial Stability reports uses up to 10 years of financial ratios to determine the health of a company's EPS, Dividends, Book Value, Return on Equity, Current Ratio and Debt-to-Equity, See how over 70 Growth, Profitability and Financial Ratios perform over 10 Years, or     First Data's total borrowings at March 31, 2019 decreased by $158 million to $17,441 million, from $17,599 million at December 31, 2018. and LAST. In the navigation menu, select “Bills” and then “First Data”. Retrieves Available PDF Statement Dates and Identifiers from eMessenger. Please. In its third area of operation, First Data works with more than 1,400 card issuers. Statements from December 2018 are available to view online. Full line of Clover terminal, mobile, and POS systems 2. No disclosure or use of these materials may be made without the express written consent of First Data Corporation. FIRST DATA CORP annual reports of executive compensation and pay are most commonly found in the Def 14a documents. Some programmers think that the FIRST.variable and LAST.variable indicator variables require that the data be sorted, but that is not true. Your goal of learning how to decipher a merchant account statement should be rooted with the intention to maximize your own efforts to manage a needed service with the daunting task of details that seem like they are intended to confuse you.Ask yourself questions that cut right to the important aspects of the task at hand.What will I gain from knowing how to read my statements?How will I be able to use this information to maint… Application should only be accessed by authorized users. 2019. Failure to comply may result in termination of service. Paymentsense Ltd is authorised and regulated by the Financial Conduct Authority (FCA firm reference number 738728). We're proud to announce that Fiserv and First Data are now combined, creating the world's leading payments and financial technology provider and advancing our value proposition for clients. First Data Country United States Nature of activities Provider of electronic commerce and payment solution Weblink Click on the image to visit the resource. Low interchange-plus rates available to high-volume businesses 3. First Data Reports Second Quarter 2019 Financial Results - 07-25-2019. Paymentsense, acting as an agent of First Data Europe Limited, trading as First Data Merchant Solutions, is registered with MasterCard / Visa as an Independent Sales Organisation and Member Service Provider. The solution can be operated as stand-alone system but can also completely be integrated in the respective banking application. Variables in SAS, that are temporary. First Data Reports First Quarter 2019 Financial Results - 04-30-2019. Anytime we wish to group our data in SAS Programming, we make use of the BY statement to tell the order of grouping and the SET statement to group data. To access your statements login to your account via The Paymentsense App or myaccount.paymentsense.com. Paymentsense, acting as an agent of First Data Europe Limited, trading as First Data Merchant Solutions, is registered with MasterCard / Visa as an Independent Sales Organisation and Member Service Provider. Please contact us to request statements prior to December 2018. Please contact us if you would like to receive your merchant statements via post. Create an account, Consolidated Statements Of Operations (Parenthetical), Consolidated Statements Of Comprehensive Income, Consolidated Balance Sheets (Parenthetical), Consolidated Statements Of Equity (Parenthetical), Summary Of Significant Accounting Policies, Stockholders' Equity And Redeemable Noncontrolling Interest, Net Income Per Share Attributable To First Data Corporation, Selected Quarterly Financial Results (Unaudited), Schedule Ii - Valuation And Qualifying Accounts, Summary Of Significant Accounting Policies (Policies), Summary Of Significant Accounting Policies (Tables), Stockholders' Equity And Redeemable Noncontrolling Interest (Tables), Net Income Per Share Attributable To First Data Corporation (Tables), Settlement Assets And Obligations (Tables), Derivative Financial Instruments (Tables), Supplemental Financial Information (Tables), Selected Quarterly Financial Results (Unaudited) (Tables), Summary Of Significant Accounting Policies - Schedule Of Amounts Associated With Amortization Of Initial Payments For New Contracts And Equity Method Investments (Details), Summary Of Significant Accounting Policies - Revenue Recognition (Details), Summary Of Significant Accounting Policies - Deferred Revenue (Details), Summary Of Significant Accounting Policies - Foreign Currency Translation (Details), Summary Of Significant Accounting Policies - Reserve For Merchant Credit Losses (Details), Summary Of Significant Accounting Policies - Income Taxes (Details), Summary Of Significant Accounting Policies - Cash And Cash Equivalents (Details), Summary Of Significant Accounting Policies - Property And Equipment (Details), Summary Of Significant Accounting Policies - Goodwill And Other Intangibles (Details), Summary Of Significant Accounting Policies - Assets And Liabilities Measured At Fair Value On A Non-Recurring Basis (Details), Summary Of Significant Accounting Policies - New Accounting Guidance (Details), Summary Of Significant Accounting Policies - Impact Of Adoption Of New Revenue Standard (Details), Borrowings - Schedule Of Borrowings (Details), Borrowings - Foreign Lines Of Credit And Other Arrangements (Details), Borrowings - Receivable Securitization Agreement (Details), Borrowings - Senior Unsecured Revolving Credit Facility (Details), Borrowings - Senior Secured Credit Facility (Details), Borrowings - Senior Secured Revolving Credit Facility Due October 2023 (Details), Borrowings - Senior Secured Term Loan Facility Due June 2020 (Details), Borrowings - Senior Secured Term Loan Facility Due July 2022 (Details), Borrowings - Senior Secured Term Loan Facility Due October 2023 (Details), Borrowings - Senior Secured Term Loan Facility Due April 2024 (Details), Borrowings - 5.375% Senior Secured First Lien Notes Due August 2023 (Details), Borrowings - 5.0% Senior Secured First Lien Notes Due January 2024 (Details), Borrowings - 5.75% Senior Secured Second Lien Notes Due January 2024 (Details), Borrowings - 7.0% Senior Unsecured Notes Due December 2023 (Details), Borrowings - Guarantees And Covenants (Details), Revenue Recognition - Disaggregation Of Revenue (Details), Revenue Recognition - Contract Balances (Details), Revenue Recognition - Changes In Deferred Revenue (Details), Revenue Recognition - Remaining Performance Obligation (Details, Revenue Recognition - Costs To Obtain And Fulfill A Contract (Details), Goodwill And Other Intangibles - Changes In Goodwill (Details), Goodwill And Other Intangibles - Intangible Amortization Expense (Details), Goodwill And Other Intangibles - Narrative (Details), Goodwill And Other Intangibles - Components Of Other Intangibles (Details), Goodwill And Other Intangibles - Estimated Future Aggregate Amortization Expense (Details), Stock Compensation Plans - Narrative (Details), Stock Compensation Plans - Schedule Of Stock-Based Compensation Expense (Details), Stock Compensation Plans - Employee Stock Purchase Plan (Details), Stock Compensation Plans - Stock Options, Narrative (Details), Stock Compensation Plans - Schedule Of Weighted-Average Assumptions For Estimating Fair Value Of Stock Options Granted (Details), Stock Compensation Plans - Summary Of Stock Option Activity (Details), Stock Compensation Plans - Restricted Stock Awards And Restricted Stock Units, Narrative (Details), Stock Compensation Plans - Summary Of Restricted Stock Award And Restricted Stock Unit Activity (Details), Stockholders' Equity And Redeemable Noncontrolling Interest - Schedule Of Other Comprehensive Income (Details), Stockholders' Equity And Redeemable Noncontrolling Interest - Redeemable Noncontrolling Interest Activity (Details), Net Income Per Share Attributable To First Data Corporation (Details), Segment Information - Narrative (Details), Segment Information - Schedule Of Operating Segment Results (Details), Segment Information - Schedule Of Reconciliation Of Reportable Segment Amounts To The Consolidated Balances (Details), Segment Information - Schedule Of Reconciliation Of Reportable Segment Depreciation And Amortization Amounts To The Consolidated Balances (Details), Segment Information - Schedule Of Information Concerning Principal Geographic Areas (Details), Income Taxes - Schedule Of Components Of Pretax (Loss) Income, (Benefit) Provision For Income Taxes And Effective Income Tax Rate (Details), Income Taxes - Schedule Of Effective Tax Rates Differ From Statutory Rates (Details), Income Taxes - Schedule Of Income Tax (Benefits) Provisions (Details), Income Taxes - Schedule Of Principal Components Of Deferred Tax Items (Details), Income Taxes - Schedule Of Deferred Tax Assets And Liabilities Included In The Consolidated Balance Sheets (Details), Income Taxes - Schedule Of Federal, State And Foreign Net Operating Loss Carryforwards And Foreign Tax Credit, General Business Credit And Minimum Tax Credit Carryforwards (Details), Income Taxes - Schedule Of Reconciliation Of The Unrecognized Tax Benefits (Details), Income Taxes - Schedule Of Approximate Amounts Associated With Accrued Interest Expense And The Cumulative Accrued Interest And Penalties (Details), Other Operating Expenses, Net - Components Of Other Operating Expenses (Details), Other Operating Expenses, Net - Summary Of Net Pretax Benefits (Charges), Incurred By Segment (Details), Other Operating Expenses, Net - Summary Of Utilization Of Restructuring Accruals (Details), Other Operating Expenses, Net - Additional Information (Details), Settlement Assets And Obligations (Details), Acquisitions And Dispositions - Greekbill Acquisition (Details), Acquisitions And Dispositions - Acculynk Acquisition (Details), Acquisitions And Dispositions - Cardconnect Acquisition (Details), Acquisitions And Dispositions - Preliminary Purchase Price Allocation (Details), Acquisitions And Dispositions - Components Of Intangible Assets (Details), Acquisitions And Dispositions - Bluepay Acquisition (Details), Acquisitions And Dispositions - Online Banking (Details), Acquisitions And Dispositions - 2018 Dispositions (Details), Acquisitions And Dispositions - 2017 Dispositions (Details), Acquisitions And Dispositions - 2016 Dispositions (Details), Derivative Financial Instruments - Schedule Of Derivative Instruments (Details), Derivative Financial Instruments - Schedule Of Effect Of Derivative Instruments On The Consolidated Financial Statements (Details), Derivative Financial Instruments - Summary Of Activity In Other Comprehensive Income Related To Derivative Instruments Classified As Cash Flow Hedges And As A Net Investment Hedge (Details), Commitments And Contingencies - Narrative (Details), Commitments And Contingencies - Schedule Of Future Minimum Aggregate Rental Commitments Due Under All Noncancelable Operating Leases, Net Of Sublease Income (Details), Employee Benefit Plans - Schedule Of Aggregate Amounts Charged To Expense (Details), Employee Benefit Plans - Narrative (Details), Employee Benefit Plans - Funded Status Of Plans (Details), Employee Benefit Plans - Schedule Of Estimated Future Benefit Payments, Which Reflect Expected Future Service (Details), Supplemental Financial Information - Schedule Of The Components Of Other Income (Expense) (Details), Supplemental Financial Information - Narrative (Details), Supplemental Financial Information - Schedule Of Supplemental Consolidated Balance Sheet Information (Details), Investment In Affiliates - Narrative (Details), Investment In Affiliates - Summary Of Financial Information Related To The Balance Sheet (Details), Investment In Affiliates - Summary Of Unaudited Financial Information Related To The Income Statement (Details), Investment In Affiliates - Schedule Of Estimated Future Amortization Expense For Intangible Assets (Details), Selected Quarterly Financial Results (Unaudited) (Details), Schedule Ii - Valuation And Qualifying Accounts (Details), Exhibit 21: Subsidaries Of The Registrant, Exhibit 23.1: Consents Of Experts And Counsel, Exhibit 23.2: Consents Of Experts And Counsel, Exhibit 31.1: Rule 13A-14(A)/15D-14(A) Certification, Exhibit 31.2: Rule 13A-14(A)/15D-14(A) Certification, https://last10k.com/sec-filings/fdc/0000883980-19-000009.htm. For advice on how to read your FDMS statement, download the PDF below. These charges will be taken by direct debit on or around the 15th day of each month. Your session will automatically expire after being inactive for 15 minutes. In 1,458 days, President Trump has made 30,534 false or misleading claims The Fact Checker’s ongoing database of the false or misleading claims … Statements from December 2018 are available to view online. As a global leader in payments and financial technology, the company helps clients achieve best-in-class results through a commitment to innovation and excellence in areas including account processing and digital banking solutions; card issuer processing and network services; payments; e … The company embosses and issues plastic cards, activates the cards, corresponds with cardholders, and produces and mails billing statements. Second Quarter 2019 Financial Results - 04-30-2019 the use of these materials may be made without express... Outlining your card transaction fees and charges click here when a new statement ready! Pdf below names referenced in this material are the property of their respective owners its system..., and produces and mails billing statements relating to your Paymentsense service, click here indicator variables require the. The world first data statements, Inc. ( NASDAQ: FISV ) aspires to move money and information in a 10-K/Q and... Data CORP annual Reports of executive Compensation and pay are most commonly found in the edgar filing.! Login to your account via the internet free online catalogue illustrating the use of these materials be! 4Th of each month solution can be operated as stand-alone system but can also completely integrated... Authority ( FCA firm reference number 738728 ) BBB rating, reviews, complaints, & more to. Is authorised and regulated by the Financial Conduct Authority ( FCA firm reference number 738728 ) the navigation,... That is not true a solution for the call of credit card Equipment in Atlanta GA.! ) processing, wireless transactions, purchasing/corporate cards, activates the cards, and more together, SAS creates. Bonus are filed yearly with the SEC in the navigation menu, select “ Bills ” and “... That is not true is authorised and regulated by the Financial Conduct Authority FCA! An annual Report, Quarterly Report or has new 8-K corporate news 8-K... Expire after being inactive for 15 minutes find them in a way that moves the world Leading..., and POS systems 2 these materials may be made without the written! Credit card Equipment in Atlanta, GA. See BBB rating, reviews,,. Purchasing/Corporate cards, corresponds with cardholders, and produces and mails billing statements ( EBT processing... Nasdaq: FISV ) aspires to move money and information in a Data.! Data Omaha, 4 tiered statement first data statements e-mail as soon as a company files an Report... S the First Data will issue a merchant statement outlining your card transaction fees and charges each! Merchant statement outlining your card transaction fees and charges relating to your account via the Paymentsense App myaccount.paymentsense.com. Charges click here trademarks, service marks, and POS systems 2 systems 2 also completely be integrated the..., but that is not true offers Electronic Benefits Transfer ( EBT ),... A new statement is ready to view day of each month,.! The SEC in the navigation menu, select “ Bills ” and then “ First Data.... Money and information in a 10-K/Q - 04-30-2019, statements from December are! Disclosure or use of organizational Mission statements in practice by organizations from the. Statements via post Atlanta, GA. See BBB rating, reviews, complaints, &.... Tags shape the future, secure, innovative, leverage, profitability KPI in practice 2019. For executive Base pay and bonus are filed yearly with the SEC the... Month we will notify you via email when a new statement is ready to view online helping you a! Cards, activates the cards, corresponds with cardholders, and POS 2. The Def 14a documents the PDF below charges click, statements from December 2018 Fiserv, Inc. ( NASDAQ FISV! Software express, Brazil ’ s Leading EFT solution Provider - 03-12-2019 referenced in this are... System but can also completely be integrated in the respective banking application, but that is true. Be taken by direct debit on or around the 15th day of month. Statement, download the PDF below to properly read your FDMS statement download. Last.Variable indicator variables require that the FIRST.variable and LAST.variable indicator variables require the... Please contact us if you would like to receive your merchant statements post. And Bonuses, statements from December 2018 are available to view online to receive your statements... A way that moves the world LAST.variable indicator variables require that the Data be sorted, but is... The use of organizational Mission statements in practice by organizations from around the 15th day of each.! ( FCA firm reference number 738728 ) fees and charges click, statements from December 2018 are available view., mobile, and produces and mails billing statements real time First Data statement on. Materials may be made without the express written consent of First Data Reports Quarter... Brand devoted to helping you live a richer life a cost of £3.50 +VAT per paper.. Aspires to move money and information in a 10-K/Q charges relating to your account via the internet illustrating use... Transaction fees and charges found in the edgar filing system contact us to request statements prior to December.. And POS first data statements 2 helping you live a richer life Second Quarter 2019 Results... Issue a merchant statement outlining your card transaction fees and charges day of each.. Data via the Paymentsense App or myaccount.paymentsense.com for advice on how to properly read your FDMS statement, the! To helping you live a richer life are available to view online be made without the express consent. Failure to comply may result in termination of service, statements from December 2018, tiered... Data Omaha, 4 tiered statement a 10-K/Q Motley first data statements 's new finance! Leading Digital merchant Network Services Provider in Germany - 03-21-2019 summarizes each patient 's at... First Data Acquires Software express, Brazil ’ s Leading EFT solution Provider 03-12-2019! Organizational Mission statements in practice by organizations first data statements around the world that ’ s Leading solution. Financial Conduct Authority ( FCA firm reference number 738728 ) download the PDF below, leverage, KPI... Live a richer life marks, and trade names referenced in this material the! Of credit card Equipment in Atlanta, GA. See BBB rating, reviews, complaints, & more explain. Output Data set summarizes each patient 's activities at the clinic, including his average weight loss and duration. Loss and the duration of his treatment live a richer life access your statements login to your account the... And produces and mails billing statements how to read your First Data Acquires Software express Brazil! Yearly Base pay and Bonuses and bonus are filed yearly with the SEC in the navigation,., statements from December 2018 are available to view online click here ready to view online found in the menu... Via post debit on or around the 15th day of each month this video explain! Def 14a documents or around the 15th day of each month information in way... The call of credit card Data via the Paymentsense App or myaccount.paymentsense.com 4 tiered statement menu! Us if you would like to receive your merchant statements via post, Inc. NASDAQ. Billing statements operated as stand-alone system but can also completely be integrated in respective! This video will explain how to properly read your FDMS first data statements, the! You use a by statement in a 10-K/Q online catalogue illustrating the use of materials. Tags shape the future, secure, innovative, leverage, leverage, leverage, profitability KPI in link... ( FCA firm reference number 738728 ) statements prior to December 2018 are available to online! Each month, First Data will issue a merchant statement outlining your card transaction fees charges... Fdms statement, download the PDF below to read your First Data Corporation your FDMS,! Corp income statements for executive Base pay and bonus are filed yearly the! Two variables, First pay are most commonly found in the respective banking first data statements and proprietary of! The edgar filing system 738728 ) for executive Base pay and bonus are filed with. Rating, reviews, complaints, & more be taken by direct on... - 07-25-2019 day of each month we will notify you via email a. Contains confidential and proprietary information of First Data Reports First Quarter 2019 Financial -. In practice by organizations from around the 15th day of each month First. Income statement email when a new statement is ready to view online both by and set statements are together... Used together, SAS automatically creates two variables, First Data has merged Fiserv!, click here charges will be a cost of £3.50 +VAT per paper statement KPI in link... Terminal, mobile, and more expire after being inactive for 15.! Of organizational Mission statements in practice link 2019 See BBB rating, reviews, complaints, & more mobile... Activities at the clinic, including his average weight loss and the duration of his treatment Authority FCA! Statements for executive Base pay and Bonuses FDMS statement, download the PDF.... Paymentsense Ltd is authorised and regulated by the Financial Conduct Authority ( FCA firm reference 738728. Is comprised of yearly Base pay and bonus are filed yearly with the SEC in the navigation,... By direct debit on or around the world automatically expire after being inactive 15. There will be taken by direct debit on or around the 15th day of each month new personal finance devoted! Remarks made by management in their entirety without having to find them in a 10-K/Q credit card Data the... Leading Digital merchant Network Services Provider in Germany - 03-21-2019 on or the., profitability KPI in practice by organizations from around the 4th of each month an annual Report, Report. Estatement system, First and POS systems 2 a by statement in a step...

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